The date/time cover (coverage) is effective.
IMPORTANT NOTE: The terms and descriptions of terms on this page or
these pages is not meant to replace or define any policy wording or term or the
limit or enhance any meaning of any term(s) or conditions of any policy of
insurance. These comments are just that, comments and nothing more. They are
provided for you to refer to, so you can ask your insurer for an exact meaning
or explanation of the coverage you own or are contemplating purchasing. All
policies are subject to exclusions and revisions of meanings of standard terms.
Your policy covers you, and you need to ask questions now- before any loss, to
understand what you have. We are not lawyers, and we do not provide legal
opinions. We are Insurance Brokers and we provide guidance and try and help you
understand coverages and coverage issues. READ YOUR POLICY, a boring but
informative task and ask questions. Use this document to help you ask those
questions and learn from your Agent or Broker. He or she is there to help you,
if they don’t do the job, find another one.